FAKTOR-FAKTOR PEMILIHAN PERBANKAN SYARIAH DAN KONVENSIONAL BERBASIS FLOATING MARKET DI PANGKAL PINANG BANGKA BELITUNG
Abstract
This aims of study were to describe the characteristics of customers based on the floating market; find out the factors that influence the customer's decision in choosing a Shariah bank based on personal and social nature in Pangkal Pinang Bangka Belitung. This type of research was explanatary research. The population and sample were 100 respondents in the Pangkalpinang region. Methods of data analysis tools used logistic regression analysis tools. The test results showed that every gender difference did not affect the decision to choose a sharia bank and conventional bank. The age factor influences the decision to choose a sharia bank and conventional bank. Job status did not affect the decision to choose a Shariah bank and a conventional bank. Personal characteristics had a negative and significant effect on the decision to choose a sharia bank and conventional bank. Social system variables did not affect the decision to choose a sharia bank and a conventional bank.
Downloads
References
Astutik, Rini Puji.2015. Faktor-faktor Pemilihan Bank Syariah. Jurnal Universitas
Muhammadyah Jember. Vol. 5.No.2
Bank Indonesia. 2015. Outlook Perbankan Syariah 2015.
Dimyati, Mohamad. 2009. Analisis SEM Dalam Uji Pengaruh Beberapa Variabel
Terhadap Loyalitas Kajian Berbasis Riset Pada Debitur Kredit Usaha Kecil.
Edisi Pertama. Jakarta: Mitra Wacana Media.
Ghafur, Muhammad. 2007. Potret Perbankan Syariah Terkini (Kajian Kritis
Perkembangan Perbankan Syariah). Yogyakarta: Biruni Press.
Ghozali, Imam. 2002. Aplikasi Analisis Multivariate dengan Program SPSS. Edisi 4.
Semarang: Badan Penerbit-Undip.
Karim, Adiwarman A. dan Adi Zakaria Affif. 2005. Islamic Banking Consumer
Behaviour in Indonesia: A Qualitative Approach. 6th Conference on Islamic
Economics and Finance.
Othman, Absul Qawi dan Lynn Owen. 2008. Adopting and Measuring Customer
Service Quality (SQ) In Islamics Banks: A Case Study In Kuwait Finance
House. International Journal of Islamic Financial Services, Vol 3, No.1, page
-26.
Polat, Ali, Mehmet Yesilyaprak dan Raci Kaya. 2014. Understanding Islamic Bank
Selection of Customers: A Field Research from Turkish Participation Banks.
International Journal of Financial Research, Vol. 5 No. 4.
Rivai, Veithzal dan Arviyan Arifin. 2010. Islamic Banking: Sebuah Teori, Konsep,
Dan Aplikasi. Jakarta: Bumi Aksara.
Undang-Undang No. 10 Tahun 1998 Tentang Perbankan.
Wouters, Paul. 2016. Islamic Banking In Turkey, Indonesia And Pakistan A
Comparison With Malaysia. www.iefpedia.com. Tanggal akses 2 Agustus
v
Yaumidin, Umi Karomah. 2007. Efficiency In Islamic Banking: A non-Parametric
Approach, Buletin Ekonomi Moneter dan Perbankan.
Yumanita, Ascaraya Diana. 2008. Comparing The Efficiency of Islamic Banks in
Malaysia And Indonesia. Buletin Ekonomi Moneter dan Perbankan.
Yusdani. 2005. Perbankan Syariah Berbasis Floating Market. Millah Vol. IV, No. 2
.png){kind=logo}
